1
Register with Gable Mortgages and join our panel.
Once your firm becomes part of the panel, you can register for access to the Intermediary Portal. We collaborate with FCA-authorised intermediary firms, networks, and selected mortgage clubs.2
Use our tools and resources to get an illustration
Our Intermediary Portal provides a personalised illustration for your customer, including product details, monthly payments, APRC, and product fees. This area also has an affordability calculator to help see what is affordable for your clients.3
Get a DIP through our streamlined portal.
Gable offers a soft footprint credit search for your customer, allowing us to quickly and easily provide an indication of our intention to lend. DIP decisions remain valid for 30 days.4
Submit a Full Mortgage Application
Once your customers are ready, you can finalise the digital mortgage application through the Intermediary Portal. We will utilise AVM and other state of the art tech, aiming to provide a lending decision as quickly as possible.5
Packaging
Before submitting your application, pay any product fees, and uploaded the requested supporting documents, we will review the file, assess the provided documents, and order a valuation if necessary. A comprehensively packaged will mean a quicker decision.6
Underwriting with an open communication channel
Once we have received the requested information and valuation, our underwriters will look to make a final lending decision. If the application is approved, an offer will be issued and a copy will be sent to the broker, conveyancer/solicitor and the applicant.7
Completion
Once all relevant checks have been successfully been undertaken by solicitors, they will send us a Certificate of Title when they are ready to complete. We will release funds one working day prior to completion and send the customer a welcome letter confirming the details of the loan and when the first payment will be taken.8